Superannuation & TPD Compensation Lawyers Townsville

Every TPD claim is different, and comprehensively compiling and reviewing any claim can vary in the amount of time it takes from start to finish. Typically, it can take between 3 to 12 months after you submit a claim to your fund/insurer for a decision to be made.

For support with TPD claims in Townsville, speak to our expert superannuation lawyers.

If the insurance company or super fund denies your TPD claim, consult an expert TPD lawyer for help.. We can help you successfully litigate and resolve TPD claim issues.

Working with an expert lawyer ensures your claim is prepared correctly. This helps reduce possible rejections or requests that may delay your TPD claim.

In some cases, it is possible to return to work after receiving a TPD payout, providing you meet one or more of the following:

• You are unable to work within your current occupation
• You are unable to continue to work in your field of expertise in a training or education capacity
• You cannot complete day-to-day activities

Every Total Disability Claim is different, so it is important to seek advice from a TPD claim lawyer.

Regardless of the nature of your claim, there is always a certain amount of administrative work that needs to be taken care of. For TPD, it will depend on your circumstances, but some of the evidence you may need to organise includes:

• Claim form
• Certified ID
• Medical reports and evidence to confirm you are totally permanently disabled from returning to work
• Clinical notes
• BAS (if self-employed)
• ATO records
• Medicare records
• Centrelink records

It is important to seek legal advice from a personal injury lawyer to ensure your claim is prepared correctly.

TPD compensation claims do not have to be work-related. Neither do they have to be related to someone else’s negligence. If you have suffered or are suffering from an injury that is preventing you from working, you are able to claim TPD.

If you want to learn more about workers’ compensation, click here.

In order to access TPD compensation, you generally need to make a permanent disability claim. However, you may be able to make a claim depending on your super fund policy.

Mental illness is covered under TPD insurance. However, it can be harder to prove than physical injuries or medical conditions. It is possible to claim for a range of mental conditions such as depression, PTSD, severe stress and anxiety.

To discuss your condition and case with an experienced personal injury lawyer in Townsville, contact our team.

While most super funds carry TPD insurance as well as life cover, each policy varies. If you are unsure about your level of cover, please contact your super fund or refer to your member statement.

Your TPD insurance must be valid at the time your incapacity to work began.